Renters insurance is often overlooked by people who are renting their house or apartment. Many people don’t realize that their landlord’s insurance only covers the building that you live, there in no coverage for your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types [...]
Don’t skimp on insurance. This probably doesn’t sound like a way to save money. But keep in mind the purpose of insurance in Northern Ireland is to transfer to an insurance company the financial risk you can’t afford to carry yourself. Without formal insurance, you are de facto self-insuring – meaning you’ll pay out of [...]
What are the factors involved in flat insurance? Do I need to provide both buildings and contents cover? Who will cover shared flats or flats with student tenants?
The responsibility to insure the building fabric of a flat lies with the freeholder. This means that if you own your flat on a leasehold basis then you [...]
Renter’s insurance is protection intended for anyone who rents an apartment, home or other live-in dwelling. Purchasing renter’s insurance can protect you against the risk of fire, theft, windstorms, falling objects, smoke, and vandalism. Another important aspect of renter’ insurance is that it protects you against liability in the unlikely event that someone meets harm [...]